The Investors Collective sells educational tools to both investors and sponsors, may be paid flat fees by sponsors, and does not recommend specific offerings. You run every tool on your own documents. Educational use only. This is not investment, legal or tax advice, and not an offer or solicitation for any security. No output is a recommendation or a yes or no on any investment. AI can make mistakes. Verify every number against the source documents. The Investors Collective and its affiliates shall not be held liable for any financial losses, damages, or missed opportunities resulting from the use of these tools, templates, or educational materials.